# Vault

Our OMPay Vault securely stores card holder details - including payment method information - so you can safely keep card holders on file.

The vault is used for processing payments, enabling seamless transactions for both subscription and non-subscription purchases. This eliminates the need for your customers to repeatedly enter their information for every purchase they make from you.

# How it works

When your customer makes an initial payment or a card verification, the payment method is stored in the vault.

The card details is encrypted by OMPay Gateway and associated with a unique card token. This token can be used to create transactions without the PCI burden that come with handling un encrypted data.

Note

  • Card holder's CVV will never be stored in the vault as it is prohibited by card schemes.
  • Only successful payment card details are stored in the vault.